All the big banks I use don’t do anything ither than SMS, they’re lazy AF.

That’s truly mind-blowing, and fraud must be rampant! I have accounts in several different banks in several different countries, both inside and outside of the EU, and I have never ever encountered a bank that would rely on SMS “authentication” for security, not even in the distant past when online banking was new.

It’s quite common for people to feel hurt when they feel ignored.

I should say, if anyone knows a bank with proper modern online security protocols I am willing to listen.

I’m personally quite fond of Wise.

I appreciate the effort but my banking apps still rely on 2FA through SMS.

And you trust them with your money!?!

And I still have no idea why Micay has started lumping iodé in with them, because I have been following that project closely for many years and no one there gives a shit about GrapheneOS.

I don’t know, but it seems to me that you might have a rather good guess as to why right there.