Without knowing more about your situation, the standard advice would be something like:
- Pay off any debts, credit cards, etc that you have.
- Top off your emergency savings. This should be somewhere between 3-6 months of expenses.
- Put the rest if any into retirement, probably an IRA.
Two points though:
- Take some and have fun with it, maybe $2k-4k. Get some nice clothes, laptop, take your SO to a very fancy restaurant.
- $15k as pocket money for a 19yo?!? That’s a generous brother in law.


As it turns out, none of the services I run from my living room NAS or the one that I have hosted on a dedicated machine elsewhere had an issue.